Uber Accidents Dont Always Happen in the Vehicle

,000 per person / $100,000 per accident applies. Your Uber app’s trip log and the police report timestamp are critical to establishing which period was active.”}, {“q”: “What if the Uber driver’s app was off when I was hit?”, “a”: “If the Uber driver’s app was off (Period 0), Uber’s commercial insurance does not apply and only the driver’s personal auto policy covers the incident. California minimum personal auto requirements are $15,000 per person / $30,000 per accident. If the driver is underinsured, your own UM/UIM coverage may fill the gap.”}, {“q”: “How long does an Uber accident claim take to resolve in California?”, “a”: “Most California rideshare accident claims settle within three to eighteen months depending on injury severity and whether liability is contested. Cases involving traumatic brain injury or permanent disability typically take longer because reaching maximum medical improvement before settling is critical to valuing future care costs. Cases that proceed to litigation can take two to four years.”}, {“q”: “Can I still recover compensation if I was partially at fault for the Uber accident?”, “a”: “Yes. California’s pure comparative fault rule under Civil Code § 1431.2 reduces your recovery by your percentage of fault but does not eliminate it. If you are found 30% at fault, you recover 70% of total damages — a meaningful protection for victims who were crossing outside a marked crosswalk or stepped into traffic unexpectedly.”}]} —END—