Your Battle, Our Compass:
Cypress, TX Uber & Lyft Accident Lawyer
Uber & Lyft Accident claims in Cypress and northwest Harris County, handled by Texas-licensed attorneys at 14150 Huffmeister Road, Suite 200. Call (713) 912-4504 — free consultation.
PUBLISHED 11/9/2026 · UPDATED 11/9/2026
Texas sets rideshare insurance by the driver’s status: at least $1 million per incident during a ride, and $50,000/$100,000/$25,000 while the driver is logged in and waiting (Ins. Code §§1954.052–.053). Compass Law Group’s Cypress office handles Uber and Lyft claims: (713) 912-4504.
More Practice Areas in Cypress
View All 14 Other Practice Areas in Cypress+
How much insurance covers an Uber or Lyft crash in Texas?
It depends on what the driver was doing at the moment of the crash (Ins. Code chapter 1954):
| Driver status | Minimum coverage | Source |
|---|---|---|
| Logged in, waiting for a request | $50,000 per person / $100,000 per incident bodily injury; $25,000 property | §1954.052 |
| On a prearranged ride | $1,000,000 per incident (death, bodily injury and property) | §1954.053 |
| Driver’s policy lapsed or short | The company provides the required coverage from the first dollar | §1954.054 |
| Not logged in | The driver’s own policy (Texas minimum $30,000 per person) | Transp. Code §601.072 |
Frequently Asked Questions: Uber & Lyft Accident Claims in Cypress, Texas
How much insurance does an Uber driver have during a ride in Texas?
At least $1 million per incident for death, bodily injury and property damage (Ins. Code §1954.053).
What if the rideshare driver was logged in but had no passenger?
The minimums are $50,000 per person and $100,000 per incident for bodily injury and $25,000 for property damage (Ins. Code §1954.052).
What if the driver's own insurance lapsed?
The transportation network company must provide the required coverage beginning with the first dollar of the claim (Ins. Code §1954.054).
Is the Uber or Lyft driver an employee?
Texas treats the driver as an independent contractor when the company does not control hours or territory and they agree in writing (Occ. Code §2402.114).
How long do I have to file a rideshare accident claim?
Two years for most injury claims (CPRC §16.003).
Why does the driver’s status matter?
Because it decides which policy and which limits apply. Texas treats a rideshare driver as an independent contractor when the company does not set the driver’s hours, territory or other work and both agree in writing (Occ. Code §2402.114), so the claim usually runs through the insurance required by chapter 1954 rather than through the company as employer. Screenshots of the app showing the trip, and the trip receipt, establish the status.
What if I was the passenger?
A passenger injured during a ride is covered by the $1 million minimum that applies while a ride is in progress (§1954.053), and the at-fault other driver’s insurer may also be responsible. The two-year deadline applies (CPRC §16.003).
The Texas deadlines, fault rules and Harris County court information that apply to every injury claim are on our Cypress personal injury page. To talk about your uber & lyft accident claim, call (713) 912-4504.
Managing Partner — Compass Law Group, LLP
State Bar of Texas #24152536 · State Bar of California #265403
Joseph Shirazi is the managing partner of Compass Law Group, LLP, a personal injury firm. He earned his J.D. from Loyola Law School Los Angeles in 2009 and was admitted to the State Bar of Texas on April 30, 2026; he is also licensed in California (State Bar of Texas directory and State Bar of California, read November 9, 2026).
From the Cypress office the firm takes claims arising from car, truck, motorcycle, pedestrian, bicycle, bus, rideshare and drunk-driving crashes, and slip-and-fall, dog-bite, burn, brain-injury, wrongful-death and sexual-abuse civil claims. In California the firm works from offices in Beverly Hills, Los Angeles, Long Beach, Bell Gardens, Oakland, San Francisco and Sacramento.
His professional profiles are linked above: Avvo, Super Lawyers, Justia, LinkedIn, the State Bar of Texas directory and the State Bar of California.
He wrote this page; Simon Esfandi (State Bar of Texas #24152727) reviewed it. Joseph and Simon handle injury claims for clients in Cypress and northwest Harris County from the firm’s office at 14150 Huffmeister Road, Suite 200, Cypress, TX 77429. Call (713) 912-4504 for a free consultation.
This page gives general information about Texas law and does not constitute legal advice for your situation. Contacting Compass Law Group does not create an attorney-client relationship. Past results do not guarantee future outcomes. Attorney responsible for this page: Joseph Shirazi, State Bar of Texas No. 24152536. Compass Law Group, LLP’s principal office is in Beverly Hills, California; its Texas office is at 14150 Huffmeister Road, Suite 200, Cypress, TX 77429.
Do I have a case?
Contact us today for a free consultation.
California's
Gold Standard
Injury Law Firm
With Joseph Shirazi and Simon Esfandi at the helm, our firm is a trusted name in accident law in California.
Meet Our Managing Partners
National Top 100 Trial Lawyers and Avvo 10.0 Superb. Loyola Law School graduate. Recognized for his $14,500,000 truck accident verdict and a $13,000,000 trial verdict.
Read Full Bio →
Super Lawyers Rising Star. Southwestern Law School graduate. Led the firm’s $9,870,000 motorcycle accident settlement and a $2,250,000 rideshare recovery.
Read Full Bio →- ★ National Top 100 Trial Lawyers
- ★ Super Lawyers Rising Star
- ★ Avvo 10.0 Superb Rating
- ★ Top 40 Under 40
- ★ Consumer Attorneys of California · CAALA · AAJ