Downey Product Liability Lawyer

Call 911 to report the accident and request medical assistance, even if injuries seem minor — adrenaline often masks pain at the scene. Document everything you can: photograph vehicle damage, skid marks, traffic signals, and any visible injuries. Exchange insurance and contact information with all drivers, and gather witness names and phone numbers. Do not admit fault or apologize, as those statements can be used against you later.

Under California Code of Civil Procedure §335.1, you have two years from the date of the accident to file a personal injury lawsuit. If a government entity — such as LA Metro, the City of Downey, or Caltrans — bears any responsibility, you must file a government tort claim within just six months of the accident or your right to sue is permanently lost. We strongly recommend consulting with us as soon as possible after your accident, because evidence disappears and witnesses become harder to locate over time.

Fault is established through a combination of the official LAPD or CHP accident report, eyewitness statements, traffic and surveillance camera footage, physical evidence at the scene, and sometimes accident reconstruction experts. Downey has extensive camera coverage at major intersections and on freeways like the local freeways, 10, and 110, which can provide critical footage. We immediately begin preserving this evidence on your behalf, including sending spoliation letters to retain footage before it is automatically overwritten.

California follows a pure comparative fault system, meaning you can recover compensation even if you were partially responsible for the crash. Your total damages are simply reduced by your percentage of fault — so if you are found 30% at fault and your damages total $100,000, you can still recover $70,000. Insurance adjusters frequently try to inflate your share of fault to reduce their payout, which is one of the most important reasons to have an attorney negotiating on your behalf.

You may be entitled to economic damages including all past and future medical expenses, lost wages, diminished earning capacity, and property damage. You are also entitled to non-economic damages for pain and suffering, emotional distress, loss of enjoyment of life, and loss of consortium if a spouse was injured. In rare cases involving egregious conduct — such as a drunk driver — punitive damages may also be available. We document every category of loss from day one so nothing is left on the table during settlement negotiations.

Case value depends on multiple factors: the severity and permanence of your injuries, the clarity of liability, available insurance coverage, your pre-accident income, and how significantly your life has been affected. Soft tissue injuries may settle for tens of thousands of dollars, while cases involving spinal injuries, traumatic brain injury, or permanent disability often reach seven figures. We do not give you a number until we have reviewed your medical records and understand the full extent of your injuries — anyone who quotes you a value without that information is guessing.

We handle product liability cases on a contingency fee basis, meaning you pay nothing upfront and nothing at all unless we recover money for you. Our fee is a percentage of your recovery, typically between 33% and 40% depending on whether the case settles or goes to trial. All costs we advance — court filing fees, expert witness fees, medical record requests — are deducted from the settlement or verdict if we win. If we do not recover for you, you owe us nothing.

Cases that settle before filing suit often resolve in three to nine months, depending on how long it takes you to reach maximum medical improvement and how cooperative the insurance company is. If we file a lawsuit in Downey Superior Court, the case typically takes one to three years to reach trial, as LA’s courts handle a high volume of civil litigation. We pursue early settlement aggressively when the offer is fair, but we will not rush you into accepting inadequate compensation just to close the file quickly.

Almost never — first offers from insurance adjusters are designed to close your claim quickly and cheaply, before the full extent of your injuries is known. Once you sign a release and accept a settlement, you permanently waive your right to seek additional compensation, even if your condition worsens or you require surgery. We recommend waiting until you have reached maximum medical improvement — or have a clear prognosis from your doctors — before evaluating any settlement. We negotiate settlements every day and know what these cases are actually worth.

California requires auto insurers to offer uninsured motorist (UM) and underinsured motorist (UIM) coverage, and your own policy may cover your injuries when the at-fault driver lacks adequate coverage. We review your policy immediately to identify all available coverage sources, including UM/UIM and medical payments (MedPay) benefits. If the uninsured driver has personal assets, we may also pursue a direct lawsuit against them. Hit-and-run accidents on freeways like the local freeways through Downtown or surface streets in areas like South LA are unfortunately common, and your own UM coverage is often the only source of recovery.

Yes, but a gap in medical treatment gives insurance companies a powerful argument that your injuries were not serious or were caused by something other than the accident. We advise all clients to seek medical evaluation as soon as possible after any collision — even if you feel okay at the scene. If you missed time, we work with your treating physicians to document that delayed onset is medically consistent with your specific injuries and to establish the causal link to the accident.

Delayed symptoms are extremely common in product liabilitys — whiplash, concussions, herniated discs, and soft tissue injuries frequently do not produce significant pain until 24 to 72 hours after the crash, once swelling sets in. See a doctor immediately when symptoms appear and tell them explicitly that you were in a product liability, including the date and circumstances. California law still allows you to pursue a claim for injuries that manifest after the collision, provided the medical records establish a causal connection to the crash.

Your health insurance, if you have it, will typically cover treatment subject to your deductible and copays, with a right to be reimbursed from your settlement (called subrogation). We negotiate health insurance liens to reduce the amount they recover, putting more of your settlement in your pocket. If you do not have health insurance, we can often refer you to medical providers who will treat you on a medical lien basis — meaning they defer payment until your case resolves. You should never delay necessary medical care because of uncertainty about how the bills will be paid.

Rideshare accidents involve multiple overlapping insurance policies and California’s AB 5 rideshare insurance requirements, which mandate specific coverage tiers depending on whether the driver was en route to a pickup, carrying a passenger, or simply logged into the app. Both Uber and Lyft carry up to $1 million in liability coverage when a passenger is in the vehicle. These cases are more complex than standard two-car collisions because we must identify whether the driver, the rideshare company, or a third-party driver is liable — or some combination. We handle rideshare accident cases throughout Downey and are familiar with how these companies’ claims processes work.

You are legally entitled to negotiate your own claim, but research consistently shows that represented claimants receive substantially higher settlements than unrepresented ones — often three times more on average, even after attorney fees. Insurance adjusters are trained negotiators who handle hundreds of claims each year; this is likely your first or second time dealing with one of these situations. We offer a free, no-obligation consultation where we evaluate your case, explain what it is worth, and tell you honestly whether you need us — and if the case is straightforward, we will tell you that too.